All our bikes, New and Used, are available with a full finance package.
We can incorporate any outstanding finance you may have on a part exchange and include extras and accessories in the finance agreement.
Each finance agreement is arranged specifically for your situation, you tell us either what monthly payments you want or how long you want the agreement to run for and we can work out the best deal for you.
We can also provide PCP packages, just give us a call.
PCP (Personal Contract Purchase) finance packages are relatively new and at first glance might seem little complicated, but in reality they are quite simple and can be a wise way to buy your new or nearly new Ducati.
To help you decided if a PCP is right for you we have listed and answered some of the more frequently asked questions. If you have any further questions please contact us.
PCP, or a Personal Contract Purchase is fast becoming one of the most popular ways of financing the Ducati of your choice, simply due to its flexibility and ability to keep monthly payments low. You choose the bike, the deposit and how long you want the contract to run for and in return you get fixed cost motorcycle finance for the term of the contract (typically 3 years).
At the end of the contract you have 3 choices:
1. Pay the remainder of the finance outright for a pre agreed lump sum (also called the GFV or final balloon payment).
2. Hand the vehicle back to the lender and walk away with absolutely no further obligation.
3. Use the difference between the final payment and the value of your Ducati at the time as a deposit on your next motorcycle.
Like all our finance packages you are free to pay off the outstanding finance anytime during the agreement.
Why are the monthly costs lower?
When you take out a PCP (Personal Contract Purchase), the Ducati that you have chosen will be given a guaranteed future value or GFV.
This is a calculation made by the finance company that is individual to each Ducati and is set for the period of the contract. The GFV plus any deposit you have made will be deducted from the cash price of the new bike and your monthly payments will be calculated based on the outstanding balance, plus interest on the balance and the GFV, meaning that in essence you are only financing the depreciation of your new Ducati not the whole amount, so the monthly amount payable is often less.
Just as a guide and just to give you an idea, the monthly payments on a 3 year PCP package are similar to a 5 year Hire Purchase agreement.
Please email, call or pop in and have a coffee. We'll happily work out some finance options on any new or nearly new Ducati, PCP or HP, so you can see which would suit you best.
For more information about Black Horse PCP product have a look at their website HERE
Looking to insure your Ducati? FSA regulations forbid us to recommend any insurance companies but we often get asked for this number so here are some details of the official UK Ducati Insurance scheme.
What they say about themselves…
"Being passionate riders we know the sound of a Desmo L-twin, what Termi's are and the difference between Superbikes, Supersports, Sports Tourers, Multistradas and Monsters. So whether it's a 1098 with Termis, a 695 Monster or a 1960's Diana we offer exclusive rates and unrivalled flexibility; call Ducati Insurance on 0844 8800 960 to speak to someone who knows"
Definitely worth a call, please mention Moto Rapido when you get your quote, thank you.
You can get an instant quote from Ducati insurance online, just CLICK HERE...